Privacy Statement
Salappi Corporation ("we," "us," or "our") recognizes and respects your right to privacy. We are committed to protecting your personal information in accordance with the Data Privacy Act of 2012 (Republic Act No. 10173), its Implementing Rules and Regulations, and other applicable issuances of the National Privacy Commission.
Personal Information We Collect
We may collect, process, store, and share personal information that you voluntarily provide or that is obtained through lawful means, including but not limited to:
Full Name: The complete legal name of the account holder (First, Middle, Last, and any suffixes) as it appears on their official government ID.
Date and Place of Birth: The user's exact date of birth (used for age verification, as strict transaction limits apply to minors) and their birth location.
Nationality: The citizenship of the account holder, which determines whether they are classified as a resident or non-resident alien under local tax and banking regulations.
Contact & Verification Data
Present and Permanent Address: The physical residential address of the user. We collect both a current mailing address and a permanent address.
Contact Number / Mobile Number: A verified mobile number, which serves as the unique account identifier, mobile wallet number, and primary channel for sending One-Time Passwords (OTPs).
Specimen Signature or Biometric Data: A physical signature, digital signature, or biometric verification (such as a live facial selfie scan during the e-KYC process) to verify identity authenticity.
Economic & Security Data
Nature of Work, Source of Funds, or Purpose of Account: Information regarding how the user earns their income (e.g., employed, self-employed, remittance recipient) and the intended use of the platform.
Purpose of Processing
We process personal information for legitimate and lawful purposes, including:
- Account registration and management, including creating, verifying, maintaining, and administering your Salappi account and user profile.
- Identity and account verification, including verifying the accuracy and authenticity of information and documents submitted by users.
- Providing and administering Platform services, including access to Salappi's marketplace, product and service offerings, referral programs, rewards, promotions, surveys, advertisements, games, and other activities made available through the Platform.
- Facilitating transactions between users, including connecting buyers, sellers, service providers, and other participating users and facilitating the processing and completion of transactions.
- Processing product and service listings, including publishing relevant information necessary to enable users to discover, evaluate, purchase, or obtain products and services offered through the Platform.
- Facilitating loan and financing applications, including receiving and transmitting information necessary to process a user's request for financing or other financial products offered by participating lending or financing institutions.
- Sharing information with participating lenders and financing partners, where lawful and necessary, to facilitate application processing, identity verification, eligibility assessment, credit evaluation, fraud prevention, servicing, and other activities related to a financial product, subject to applicable law and the appropriate privacy notice, consent, or other lawful basis.
- Administering referral and rewards programs, including identifying referrals, determining eligibility for rewards or incentives, recording qualifying activities, and preventing fraudulent or abusive participation.
- Administering promotions, surveys, advertisements, games, and other Platform activities, including determining eligibility, participation, performance, and entitlement to applicable rewards or incentives.
- Processing payments and other transaction-related activities, including coordinating with authorized payment providers and other service providers necessary to complete or support transactions.
- Providing customer support and responding to inquiries, complaints, requests, disputes, and other communications.
- Maintaining the security and integrity of the Platform, including authentication, access control, fraud detection, prevention of unauthorized activity, cybersecurity, investigation of suspected abuse, and protection of users and the Company.
- Monitoring and improving Platform performance, including analyzing usage, transaction patterns, user interactions, technical performance, and service effectiveness to improve features, products, functionality, and user experience.
- Personalizing Platform content and user experience, including presenting information, products, services, promotions, or activities that may be relevant to a user's use of the Platform, where permitted by applicable law.
- Communicating with users, including sending account notices, transaction confirmations, service announcements, security alerts, administrative messages, and other communications necessary for the operation of the Platform.
- Marketing and promotional activities, including sending information about Salappi's products, services, programs, promotions, and those of participating partners, where permitted by law and subject to applicable consent and objection requirements.
- Recordkeeping and business administration, including maintaining transaction, account, communications, and other records necessary for the Company's legitimate business operations.
- Compliance with legal and regulatory obligations, including applicable requirements relating to consumer protection, financial services, taxation, anti-fraud measures, data privacy, reporting, record retention, and lawful requests from government authorities.
- Establishing, exercising, or defending legal rights and claims, including investigating suspected violations, resolving disputes, protecting the Company's legal interests, and enforcing applicable agreements and Platform rules.
- Other purposes specifically disclosed to you at or before the time your personal information is collected, or for which another lawful basis for processing exists under applicable Philippine law.
We only process personal information that is adequate, relevant, suitable, necessary, and not excessive in relation to the declared purposes.
Legal Basis for Processing
We process personal information based on one or more of the following lawful criteria:
- Consent of the data subject
- Fulfillment of a contract or pre-contractual measures
- Compliance with a legal obligation
- Protection of vital interests
- Performance of public authority functions
- Legitimate interests pursued by the organization, provided these are not overridden by the fundamental rights and freedoms of the data subject
Sharing and Disclosure of Information
We may share personal information with:
- Authorized employees and representatives
- Service providers and business partners performing functions on our behalf
- Government agencies, regulators, or law enforcement authorities when required by law
- Other parties with your consent or as otherwise permitted under applicable laws
All third parties receiving personal information are expected to maintain appropriate privacy and security safeguards.
Data Retention
We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, to comply with legal and regulatory requirements, to resolve disputes, and to enforce agreements. Thereafter, personal information shall be securely disposed of, deleted, anonymized, or archived in accordance with applicable retention policies and legal requirements.
Security Measures
We implement reasonable and appropriate organizational, physical, and technical security measures designed to protect personal information against unauthorized access, disclosure, alteration, misuse, loss, or destruction.
Data Subject Rights
Subject to conditions and limitations provided under applicable laws, you have the right to:
- ✓ Be informed about the processing of your personal information
- ✓ Access your personal information
- ✓ Object to the processing of your personal information
- ✓ Correct or rectify inaccurate or incomplete data
- ✓ Suspend, withdraw, or request the deletion of personal information
- ✓ Obtain a copy of your personal information where applicable
- ✓ Lodge a complaint with the National Privacy Commission
- ✓ Claim damages for violations of your privacy rights
Cookies and Website Technologies
If applicable, our website may use cookies and similar technologies to improve functionality, analyze traffic, enhance user experience, and support security measures. Users may adjust browser settings to manage cookie preferences.
Updates to This Privacy Statement
We reserve the right to update this Privacy Statement from time to time to reflect changes in our practices, legal requirements, or operational needs. Any updates shall be posted through appropriate channels.
Contact Information
For inquiries, concerns, or requests relating to the processing of your personal information, you may contact: